Portfolio Guidance
Don't put all your shillings in one basket
Understand how different Kenyan asset classes behave, and how combining them can manage risk.
Money Market Funds
- Risk:
- Low
- Access:
- High (2–3 days)
Emergency fund, short-term savings
Treasury Bills
- Risk:
- Low
- Access:
- 91 / 182 / 364 days
Short-term, government-backed returns
Treasury Bonds
- Risk:
- Low–Medium
- Access:
- 2–30 years
Regular coupon income, long horizon
NSE Shares
- Risk:
- Medium–High
- Access:
- Trading days
Long-term growth and dividends
Example allocation styles
Illustrations for learning — your right mix depends on your goals, timeline and risk tolerance.
Cautious
MMF 40%
T-Bills 30%
T-Bonds 20%
Shares 10%
Balanced
MMF 20%
T-Bills 20%
T-Bonds 30%
Shares 30%
Growth
MMF 10%
T-Bills 10%
T-Bonds 25%
Shares 55%
Talk it through with us
A consultation helps you map your goals to options and risks.
Book a consultation · KSh 2,500